Want A Thriving Business CONCENTRATE ON ROOFING CONTRACTOR July 11, 2024 July 11, 2024 CedrickHopper

There is no such thing to be over protective when it comes to your home as well as your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it’s important to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their employees decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation in order that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is absolutely no coverage at all. Search for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to work on your roof. A couple of months later you see a leak. You make an effort to contact the company, but can’t find their information. You make an effort to look them up by their business license and you also find that there is never a business license issued for that company. You’re forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to set up a pitched roof. A flat roof installation only takes a general roofing license.

An over-all contractor is legally in a position to install a roof with out a roofing license if they have a general contractor license. However, there have been a lot of cases of general contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to get a roofing license besides their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service immediately. You are not necessary to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you are now responsible for that payment. It has happened and can happen to you.

Solution: Be sure you request a lien waiver once the job is completed and before you pay. warranty details waiver simply states that when the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to protect the house or building owner from paying twice. If you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.